Terms of Service

Effective Date: 05/10/2025

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1. Acceptance of Terms

By accessing or using The 800 Club's website, programs, digital products, or services, you agree to be legally bound by these Terms of Service, our Privacy Policy, and any additional agreements presented. If you do not agree, you must immediately discontinue use.

2. Services Offered

The 800 Club Holdings LLC provides financial education, credit consulting, membership programs, and related informational services. These services are for general informational purposes only and do not constitute legal, financial, or credit repair advice. No client-attorney, fiduciary, or advisor relationship is formed.

3. Eligibility

You must be 18 years or older and legally capable of entering into contracts. By using our services, you represent that all information provided is truthful, accurate, and complete.

4. No Guarantee or Advice

We do not guarantee specific financial outcomes, credit score improvements, or success. All services are educational in nature. Results will vary depending on individual circumstances. You acknowledge that use of our services is voluntary and at your own risk.

5. Payments and Billing

All payments are due as agreed. Chargebacks, disputes, or unpaid balances may result in service suspension or legal collection efforts. The 800 Club reserves the right to refuse or cancel services at its sole discretion.

6. Refund Policy

All purchases are final. Refunds will only be issued in cases where explicitly stated in writing. By using our services, you waive the right to claim refunds outside of those agreed upon in advance.

7. Intellectual Property

All content, products, branding, tools, and materials are the intellectual property of The 800 Club Holdings LLC and protected by U.S. and international copyright and trademark laws. Unauthorized use is strictly prohibited.

8. Limitation of Liability

To the maximum extent permitted by law, The 800 Club and its owners, affiliates, and contractors shall not be liable for any indirect, incidental, special, punitive, or consequential damages arising out of your use of the website or services, including but not limited to loss of income, credit damage, or personal data breach.

9. Disclaimer of Warranties

Our services and website are provided “as-is” and “as available.” We make no warranties or representations of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Indemnification

You agree to indemnify, defend, and hold harmless The 800 Club Holdings LLC, its directors, officers, employees, contractors, and affiliates from any claims, liabilities, damages, losses, and expenses, including legal fees, arising from your violation of these Terms, misuse of the services, or breach of any representations.

11. Arbitration & Waiver of Class Actions

Any dispute arising under these Terms shall be resolved by binding arbitration in Sheridan County, Wyoming, in accordance with the rules of the American Arbitration Association. You waive the right to participate in class actions or jury trials.

12. Termination

We reserve the right to suspend or terminate any user’s access at any time for violation of these Terms, misuse of our services, or for any reason deemed necessary to protect the integrity of the company.

13. Governing Law

These Terms are governed by the laws of the State of Wyoming without regard to conflict of law principles.

14. Electronic Signature & Notices

You agree that your electronic consent, click-wrap agreement, or digital form submission shall be treated as your legal signature under the E-SIGN Act and UETA. All notices from The 800 Club will be provided electronically unless otherwise required by law.

15. Changes to Terms

We reserve the right to update these Terms at any time without prior notice. It is your responsibility to review them periodically. Continued use of our services constitutes acceptance of any updates.

16. Contact Information

The 800 Club Holdings LLC
Email: support@the800club.com
Address: 1309 Coffeen Ave. STE 15739, Sheridan, WY 82801
Phone: (310) 779-4640